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Jul 9, 2026 · Shared with Braindump

💡 50-30-20 rule: 50% needs, 30% wants, 20% savings. Simple, powerful, works at any income level.
📐 The Simple Budget Framework

• 50% → Needs (rent, food, bills, transport)

• 30% → Wants (entertainment, dining, shopping)

• 20% → Savings & Investments

• Example on ₹30,000 salary:

— ₹15,000 for needs

— ₹9,000 for wants

— ₹6,000 for savings